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Investment Plans

Investment Plans

Less commisions, better returns

• HOW WE DO IT

• OUR PHILOSOPHY

• PLANS

With the constant evolution of financial markets, investing has become simultaneously complex and extremely easy to access, being simple, but not easy. Our goal at Dolat Capital? Using our knowledge and experience to simplify markets and financial investments, so that our clients can enjoy their benefits through our investment portfolios.

Zero conflicts of interest

We do not receive or accept any type of commissions or benefits paid or granted by third parties.

100% Transparency

We only advise financial instruments issued and marketed by third parties.

DDICONS-SITE_azul_Literacia-financeira

Financial Literacy

So that the entire process with us can be a partnership and so that our clients can make better decisions regarding their future.

How we do it

Investment advisory: implementation and monitoring

  • Determination of the investor profile with a clear definition of risk tolerance

  • Choosing and allocating asset classes

  • Creation of an investment portfolio based on the Investment Thesis

  • Using a highly diversified, low-cost management approach for an optimized risk-return

  • Systematic monitoring and rebalancing: “buy, hold, adjust”

  • Providing financial education to understand market risks and reduce biases

Our philosophy

With Dolat Capital, investing your money well has never been so simple

  • Indexed management

    • Pioneers in the use of indexed management methodology in Portugal
    • Specialists in analysis and selection through proprietary methodology
    • “Buy, hold, adjust”

  • Structurally low comissions

    • Low-cost ETFs
    • Portfolio rebalancing only when necessary, and thus avoiding transaction fees
    • Very competitive management fees

  • Extreme diversification

    • ETFs include thousands of assets, making them the most effective way of portfolio diversification

  • Zero conflicts of interest

    • As an independent investment consultant (MiFID II), we do not receive any type of remuneration or incentive from third parties during the process of selecting suitable instruments for each investment plan

  • The client is our priority

    • During the entire process with Dolat Capital, we always prioritize the client and their needs

“At Dolat Capital, we build portfolios that are simple, highly diversified, and low-cost. We strongly believe in these three principles. Our commitment to improving financial literacy in Portugal supports this mission. We believe that investing in index funds (ETFs) is the best way to grow your money. Our approach?  An index fund portfolio with a long-term strategy that follows a ‘buy, hold, and adjust’ model. This systematic rebalancing helps us stay focused on our plan and keep transaction costs low.”

Carim Habib, CEO Dolat Capital

Plans

Smart Plan

0.7%
Annual (includes IVA)
  • Long-Term
  • Investment >= € 100 000
  • Top ups >= € 1 000
  • 5 Risk profiles and extreme diversification, with ETFs
  • Securities account with Interactive Brokers Ireland
  • 3 asset classes
I want to know more

Smart Wealth Plan

between 0.35% and 0.5%
Annual (includes IVA)
  • Long-Term
  • Investment >= € 1 000 000
  • Management and modeling of assets and liabilities
  • Auditing to other portfolios with no additional cost
  • Securities account with Interactive Brokers Ireland
  • Access to a larger number of asset classes
I want to know more

Smart Cash Plan

0.12%
Annual (includes IVA)
  • Short-Term
  • Investment >= € 100 000
  • Top ups >= € 1 000
  • 4 personalized risk profiles (1,3, 6 or 12 months)
  • Securities account with Interactive Brokers Ireland
I want to know more
Contact us
Client Feedback

Since the first presentation I attended regarding Dolat’s services, I was captivated by the simple, clear and professional explanation. Regular contact and permanent monitoring contribute to the credibility and the trust I feel in this partnership we established.

PauloCollege Teacher

The service is excellent. They presented me with several solutions to diversify/adjust my investment portfolio. It is a highly professional service, with great knowledge of the markets and where they are always available to clarify my doubts. I am very satisfied and at ease with the way my investments are being advised.

LuísProducer

I have been aware of Dolat's services for some time, but last year I decided that I needed to review my short, medium and long-term investments. So, after analyzing my objectives and the risk I wanted to be exposed to, I was offered a set of solutions for the short and long term. The monitoring has been balanced, which makes sense to me. I have online access to everything that is done and a quarterly meeting to analyze the performance of my portfolios. I am confident in the team and the results, returns and associated costs are in line with the expectations presented.

JoséCFO from Portuguese Fintech

My partnership with Dolat Capital began with the audit of my investments, where I came across a level of knowledge of excellence, which led me to move on to their Investment Portfolios, where I have a close monitoring and appropriate to my long-term goals. I recommend Dolat Capital to all those who seek results and wish to implement an investment strategy, always relying on a specialist and reliable team.

César Engenheiro
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Private investors

Investment portfolios

Investment portfolios

Less commisions, better profitability
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Financial Planning

Financial Planning

Start building your financial future today
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Portfolio Auditing

Portfolio Auditing

We evaluate, independently, the risks from your investment portfolio
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PPR SGF Doutor Finanças

PPR SGF Doutor Finanças

Retirement Savings Plan powered by Dolat Capital
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FAQs

1. How can I hire the investment portfolio service?

You can start the service contracting process by email or telephone. Alternatively, you can fill out our contact form to be contacted.

2. How does Plan S work?

In Plan S, Dolat Capital recommends an investment plan suited to the client’s investment profile and proceeds to open an account with an excellent online broker (Interactive Brokers Ireland), allowing the entire investment process, including the implementation of the plan, as well as the monitoring of financial instruments to be carried out through our website or application.

3. How does the SW Plan work

With the SW Plan, we offer a comprehensive and effective solution for personalized financial planning. With a focus on robustness and efficiency, we offer a widely diversified and low-cost investment portfolio, based on indexed management, consisting of the following steps:

– Full-scope asset structuring and optimization

– Definition of Investment Policy (IP)

– Implementation, monitoring and follow-up

4. How does the SC plan work?

This plan is a complete solution for the personalized financial planning.
Oferece uma carteira de investimento It offers a diversified and low-cost investment portfolio based on indexed management.

5. What is the minimum investment required?

For Plan S and SC, the minimum investment is €100,000. For the SW Plan, the minimum investment is €1 000 000.

6. How can I end my consulting contract with Dolat Capital? Is there any commission I have to pay?

You may terminate the investment consultancy contract by requesting its termination by sending an email to info@dolatcap.com. There is no commission associated with this act.

7. Is there a minimum amount for top ups? How do I top up my investment portfolio?

In Plan S, you can top up your portfolio whenever you want, with a minimum amount of €1 000. To top up your portfolio, you need to log into your Dolat Capital client area and fill out the form referring to “top ups” You will later receive an email with the IBAN to where you should complete the transfer. Alternatively, you can contact us by email.

8. Who can I contact if I have a problem transferring funds?

Please contact us through e-mail (info@dolatcap.com) or by phone (210 143 042).

9. How can I make a partial or total disinvestment? Is there a minimum amount for partial disinvestments?

To disinvest, you need to enter your Dolat Capital client area, fill out the “disinvestment” form and wait for a response from Dolat Capital. In this process, there are only transaction costs associated with the sale of ETFs. The minimum amount for each partial divestment is €2 500.

10. Do I pay any commission to Dolat Capital or Interactive Brokers for the divestment?

Dolat Capital does not charge any commission for disinvestments, and the broker, Interactive Brokers, allows 1 free SEPA transfer per month, after which it charges a €1 commission for subsequent SEPA transfers.

© Dolat Capital, Empresa de Investimento, S.A. All rights reserved.

Dolat Capital, Empresa de Investimento, S.A., with registered offices at Avenida Miguel Bombarda, 42 – 6.º D, 1050-166 in Lisbon, NIPC 513852441, with CMVM registration number 368, through its digital platform, provides investment advice of a specific nature to its clients, based, among other things, on their risk profile and financial objectives. The information contained on this website is generic and does not constitute a recommendation or investment advice. Past returns are not a guarantee of future returns.

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