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Smart Cash

Short-term solutions

Do you know how you can make your short term savings grow?

• HOW WE DO IT

• OUR PHILOSOPHY

• BENEFITS

• PLANS

Dolat Capital created a solution designed for individual and institutional investors who wish to benefit from the current interest rates to invest excess liquidity in short-term investments, with high liquidity and structurally low commissions through the best instruments available.

Zero conflicts of interest

We do not receive or accept any type of commissions or benefits paid or granted by third parties.

100% Transparency

We only advise financial instruments issued and marketed by third parties.

DDICONS-SITE_azul_Literacia-financeira

Financial Literacy

So that the entire process with us can be a partnership and so that our clients can make better decisions regarding their future.

How we do it

Investment consultancy: implementation and monitoring

  • Assignment of the investor profile with definition of risk tolerance

  • Selection and allocation of each asset class

  • Creation of an investment portfolio based on the Investment Thesis

  • Indexed management methodology with extreme diversification and structurally low costs with a favorable risk-return binomial

  • Continuous monitoring

  • Financial literacy content to better understand associated risks and reduce behavioral bias

Our philosophy

With Dolat Capital, investing your money well has never been so simple

  • Indexed management

    • Pioneers in the use of indexed management methodology in Portugal
    • Specialists in analysis and selection through proprietary methodology
    • Systematic monitoring and rebalancing: “Buy, hold, adjust”

  • Structurally low commissions

    • Low-cost ETFs
    • Portfolio rebalancing only when necessary, thus avoiding transaction fees
    • Very competitive fees

  • Zero conflicts of interest

    • As an independent investment consultant (MiFID II), we do not receive any type of remuneration or incentive from third parties during the process of selecting suitable instruments for each investment plan

  • The client is our priority

    • During the entire process with Dolat Capital, we always prioritize the client and their needs

“At Dolat Capital, we focus on portfolios based on simplicity, extreme diversification and radically low costs. These three principles are something we believe in very strongly. Supporting the entire project is a clear and unequivocal commitment to the financial literacy of the Portuguese. We firmly believe that indexed management through investment in index funds – ETFs – is the best way to invest your money. The process? Passive management of index funds with a long-term positioning that reflects the “buy, hold and adjust” model of assets through a systematic process. This rebalancing model allows us to maintain the strategic focus of the plan and minimize transaction costs.”

Carim Habib, CEO Dolat Capital

Benefits

Efficient benefit from interest rate developments

Efficient benefit from interest rate developments

Os instrumentos selecionados, replicam as taxas do BCE permitindo que a rendibilidade da sua carteira acompanhe a evolução das taxas diretoras na Zona Euro e beneficie do momento atual de taxas de juro elevadas.

Daily liquidity

Daily liquidity

With the Smart Cash plan, you will always have access to your money daily. By investing in ETFs with intra-day liquidity you will always have your capital available.

Easy-to-hire service

Easy-to-hire service

The contracting process is simple and can be done via phone call or by email, from the first contact with us to the creation and monitoring of the investment portfolio.

Deferred taxation

Deferred taxation

The Smart Cash plan invests in money market ETFs indexed to ECB rates that capitalize and accumulate returns. For this reason, taxation on the plan's profitability will only be incurred when you sell your assets.
Plans

Smart Cash

between 0.12% and 0.20%
Annual (includes IVA)
  • Short-term
  • Investment >= € 100.000
  • Portfolio composed only of quality ETFs
  • Securities account with Interactive Brokers Ireland
  • Immediate liquidity
  • No deadlines
  • No Boundaries
I want to know more
Contact us
Testimonials

Since the first presentation I attended regarding Dolat’s services, I was captivated by the simple, clear and professional explanation. Regular contact and permanent monitoring contribute to the credibility and the trust I feel in this partnership we established.

PauloCollege Teacher

FAQs

1. How can I hire the investment portfolio service?

You can start the service contracting process by email or telephone. Alternatively, you can fill out our contact form to be contacted.

2. How does the Smart Cash Plan work?

The Smart Cash Plan was designed to meet the needs of both individual and institutional clients who aim to make their investments profitable in the short term. In the SC Plan, Dolat Capital recommends an investment plan suited to the client’s investment profile and opens an account with an excellent online broker (Interactive Brokers Ireland).

3. What is the minimum investment required?

For the SC Plan, the minimum investment is €100 000.

4. How can I end my consulting contract with Dolat Capital? Is there any commission I have to pay?

You may terminate the investment consultancy contract by requesting its termination by sending an email to info@dolatcap.com. There is no commission associated with this act.

5.Who can I contact if I have a problem with transferring funds?

Please contact us by email (info@dolatcap.com) or by phone (210 143 042).

6. How can I make a partial or total disinvestment? Is there a minimum amount for partial disinvestments?

To disinvest, you need to enter your Dolat Capital client area, fill out the “disinvestment” form and wait for a response from Dolat Capital. In this process, there are only transaction costs associated with the sale of ETFs. The minimum amount for each partial divestment is €2 500.

7. Do I pay any commission to Dolat Capital or Interactive Brokers for the divestment?

Dolat Capital does not charge any commission for disinvestments, and the broker, Interactive Brokers, allows 1 free SEPA transfer per month, after which it charges a €1 commission for subsequent SEPA transfers.

© Dolat Capital, Empresa de Investimento, S.A. All rights reserved.

Dolat Capital, Empresa de Investimento, S.A., with registered offices at Avenida Miguel Bombarda, 42 – 6.º D, 1050-166 in Lisbon, NIPC 513852441, with CMVM registration number 368, through its digital platform, provides investment advice of a specific nature to its clients, based, among other things, on their risk profile and financial objectives. The information contained on this website is generic and does not constitute a recommendation or investment advice. Past returns are not a guarantee of future returns.

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