Short-term solutions

Do you know how you can make your short term savings grow?

Dolat Capital created a solution designed for individual and institutional investors who wish to benefit from the current interest rates to invest excess liquidity in short-term investments, with high liquidity and structurally low commissions through the best instruments available.

Investment advisory: implementation and monitoring

Determination of the investor profile with a clear definition of risk tolerance
Creation of an investment portfolio based on the Investment Thesis
Using a highly diversified, low-cost management approach for an optimized risk-return
Continuous monitoring
Providing financial education to understand market risks and reduce biases

With Dolat Capital, investing your money well has never been so simple

Indexed management
• Pioneers in the use of indexed management methodology in Portugal
• Specialists in analysis and selection through proprietary methodology
• Systematic monitoring and rebalancing: “Buy, hold, adjust”
Structurally low commissions
• Low-cost ETFs
• Portfolio rebalancing only when necessary, thus avoiding transaction fees
• Very competitive fees
Zero conflicts of interest
• As an independent investment consultant (MiFID II), we do not receive any type of remuneration or incentive from third parties during the process of selecting suitable instruments for each investment plan
The client is our priority
• During the entire process with Dolat Capital, we always prioritize the client and their needs

“At Dolat Capital, we build portfolios that are simple, highly diversified, and low-cost. We strongly believe in these three principles. Our commitment to improving financial literacy in Portugal supports this mission. We believe that investing in index funds (ETFs) is the best way to grow your money. Our approach? An index fund portfolio with a long-term strategy that follows a ‘buy, hold, and adjust’ model. This systematic rebalancing helps us stay focused on our plan and keep transaction costs low.”

Carim Habib, CEO Dolat Capital

Efficient benefit from interest rate developments

Os instrumentos selecionados, replicam as taxas do BCE permitindo que a rendibilidade da sua carteira acompanhe a evolução das taxas diretoras na Zona Euro e beneficie do momento atual de taxas de juro elevadas.

Daily liquidity

With the Smart Cash plan, you will always have access to your money daily. By investing in ETFs with intra-day liquidity you will always have your capital available.

Easy-to-hire service

The contracting process is simple and can be done via phone call or by email, from the first contact with us to the creation and monitoring of the investment portfolio.

Deferred taxation

The Smart Cash plan invests in money market ETFs indexed to ECB rates that capitalize and accumulate returns. For this reason, taxation on the plan's profitability will only be incurred when you sell your assets.

between 0.12% and 0.20%
Annual (includes IVA)

Short-term
Investment >= € 100.000
Portfolio composed only of quality ETFs
Securities account with Interactive Brokers Ireland
Immediate liquidity
No deadlines
No Boundaries

Since the first presentation I attended regarding Dolat’s services, I was captivated by the simple, clear and professional explanation. Regular contact and permanent monitoring contribute to the credibility and the trust I feel in this partnership we established.

FAQs

1. How can I hire the investment portfolio service?

You can start the service contracting process by email or telephone. Alternatively, you can fill out our contact form to be contacted.

2. How does the Smart Cash Plan work?

The Smart Cash Plan was designed to meet the needs of both individual and institutional clients who aim to make their investments profitable in the short term. In the SC Plan, Dolat Capital recommends an investment plan suited to the client’s investment profile and opens an account with an excellent online broker (Interactive Brokers Ireland).

3. What is the minimum investment required?

For the SC Plan, the minimum investment is €100 000.

4. How can I end my consulting contract with Dolat Capital? Is there any commission I have to pay?

You may terminate the investment consultancy contract by requesting its termination by sending an email to info@dolatcap.com. There is no commission associated with this act.

5.Who can I contact if I have a problem with transferring funds?

Please contact us by email (info@dolatcap.com) or by phone (210 143 042).

6. How can I make a partial or total disinvestment? Is there a minimum amount for partial disinvestments?

To disinvest, you need to enter your Dolat Capital client area, fill out the “disinvestment” form and wait for a response from Dolat Capital. In this process, there are only transaction costs associated with the sale of ETFs. The minimum amount for each partial divestment is €2 500.

7. Do I pay any commission to Dolat Capital or Interactive Brokers for the divestment?

Dolat Capital does not charge any commission for disinvestments, and the broker, Interactive Brokers, allows 1 free SEPA transfer per month, after which it charges a €1 commission for subsequent SEPA transfers.

Smart Cash

Short-term solutions

Do you know how you can make your short term savings grow?

• HOW WE DO IT

• OUR PHILOSOPHY

• BENEFITS

• PLANS

Zero conflicts of interest

100% Transparency

Financial Literacy

Indexed management

Structurally low commissions

Zero conflicts of interest

The client is our priority

Efficient benefit from interest rate developments